I've spent most of my life with music at the center of it — playing, producing, teaching, and living the kind of creative life that doesn't always come with a clear financial roadmap. I know firsthand that the money stuff can feel like a separate world from the music stuff. My goal with Freddy Oak is to change that. I'm an NFCC certified financial counselor and HUD certified housing counselor based in Western North Carolina, and I believe that financial confidence is something every musician deserves. And… it is so very possible, even if it doesn't feel like it right now.